Family & maternity
Is menstrual products FSA eligible?
FSA & HSA eligible
Yes — tampons, pads, liners, cups, and period underwear are FSA and HSA eligible.
The CARES Act (2020) made all menstrual care products qualified medical expenses. That includes reusable options like menstrual cups and period underwear, which make sensible year-end purchases since they're pricier upfront.
How to pay for it
- Tap your FSA/HSA debit card at checkout — most pharmacies, optical shops, and many online retailers take it directly.
- Buying online? FSA-only stores pre-filter their catalog to qualified items, so nothing in your cart bounces at checkout.
- No card on hand? Pay out of pocket and file a claim with your administrator — just keep the itemized receipt (a photo is fine).
Does the same answer apply to an HSA?
Yes. FSAs and HSAs share the same qualified-medical-expense rules (IRS Publication 502), so eligibility is identical. The difference is the deadline: FSA money is forfeited at the end of the plan year, while HSA money never expires.
Last reviewed 2026-06-11. Based on IRS Publication 502 and published IRS guidance. Not tax or medical advice — your plan administrator has the final say.