The FSA fine print, decoded
Long-form answers to the questions the checker and calculator can't cover in a sentence — written from IRS Publication 502 and published IRS guidance, not vendor marketing.
Guide
FSA deadline 2026: the dates that decide your money
When your FSA actually expires, how grace periods / carryovers / run-out windows change it, and what happens to forfeited money.
Guide
FSA vs HSA: same eligible items, opposite deadlines
One expires every December, one compounds for decades. How the two accounts differ on deadlines, limits, ownership, and strategy.
Guide
What to buy before your FSA expires
A spend-down playbook by balance size — big-ticket moves, no-appointment stock-ups, and the traps that get claims denied.