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Dental

Is toothbrushes FSA eligible?

Not eligible

No — toothbrushes, including electric ones, are not FSA or HSA eligible.

Brushes are general hygiene even when a dentist recommends an electric model — the IRS view is that you'd need one regardless of any medical condition. Water flossers occasionally squeak through with a letter of medical necessity for gum disease, but the default answer is no.

Not eligible — find a close match instead

Toothbrushes doesn't qualify on its own, but a near neighbor often does — the medicated or SPF version of a product, or an in-office treatment instead of the at-home one. Search the eligibility checker for an alternative your FSA will cover.

Does the same answer apply to an HSA?

Yes. FSAs and HSAs share the same qualified-medical-expense rules (IRS Publication 502), so eligibility is identical. The difference is the deadline: FSA money is forfeited at the end of the plan year, while HSA money never expires.

Last reviewed 2026-06-11. Based on IRS Publication 502 and published IRS guidance. Not tax or medical advice — your plan administrator has the final say.

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