Find every card that has the credit you're looking for

Hotel, airline, and general-travel credits that quietly offset annual fees. Sorted by total annual credit value at face — assuming you'll actually use them.

12 cards cover the $100 Global Entry / $85 TSA PreCheck application fee every 4–5 years; 7 cover CLEAR Plus annually. The cheapest no-AF route to faster airport security.

Centurion, Priority Pass, Sapphire Lounge, Admirals Club, Capital One Lounge — which cards open which doors, and how many guests come free.

Marriott, Hilton, Hyatt, IHG — which cards drop a free hotel night onto your account every year, and what those certs are actually redeemable for.

Resy, Grubhub, Dunkin', dining statement credits — what's there beyond the headline 4× MR on restaurants.

Cards that quietly drop $10–$30/mo of Uber Cash, Lyft credit, or Uber One into your account. Most are use-it-or-lose-it monthly; the math only works if your commute uses them.

Anniversary elite-qualifying nights, tier nights, and the cards that get you to Platinum/Diamond without sleeping in a hotel.

Walmart+, Instacart, Saks, Equinox shop credits — the cards that pay for retail memberships you'd be paying for anyway.

Digital entertainment, Disney bundle, Netflix-via-portal credits — which cards subsidize the $150/mo streaming stack a typical family runs.

Anniversary companion certs (Delta, Alaska, British Airways) plus Southwest's Companion Pass play — the most underused family-travel multiplier in the points-and-miles space.

Equinox, Peloton, Oura, Lululemon, SoulCycle — the cards that subsidize a $200/mo wellness budget for people who'd be spending it regardless.