PointsCraftThe app

Card catalog

Every card we cover, in one place

97 credit cards with full reviews of their recurring credits, welcome bonuses, and real annual-fee math. Search, filter by issuer, or sort by what matters to you — then open the review.

97 cards

American ExpressPoints

Amex Business Platinum

$895 annual fee9 credits

~$2,658/yr in tracked credits

American ExpressPoints

Amex Platinum

$895 annual fee14 credits

~$3,764/yr in tracked credits

American ExpressPoints

Amex Platinum for Morgan Stanley

$895 annual fee15 credits

~$4,659/yr in tracked credits

American ExpressPoints

Amex Platinum for Schwab

$895 annual fee14 credits

~$3,764/yr in tracked credits

Chase UltimatePoints

Chase Sapphire Reserve

$795 annual fee6 credits

~$1,899/yr in tracked credits

UnitedMiles

United Club Infinite

$695 annual fee5 credits

~$1,434/yr in tracked credits

DeltaMiles

Delta Reserve

$650 annual fee3 credits

~$1,055/yr in tracked credits

DeltaMiles

Delta SkyMiles Reserve Business (Amex)

$650 annual fee4 credits

~$1,855/yr in tracked credits

Marriott BonvoyPoints

Marriott Bonvoy Brilliant

$650 annual fee2 credits

~$330/yr in tracked credits

AAdvantageMiles

Citi AAdvantage Executive World Elite

$595 annual fee5 credits

~$1,240/yr in tracked credits

Citi ThankYouPoints

Citi Strata Elite

$595 annual fee4 credits

~$1,369/yr in tracked credits

Bank of AmericaPoints

BofA Premium Rewards Elite

$550 annual fee3 credits

~$480/yr in tracked credits

Hilton HonorsPoints

Hilton Aspire

$550 annual fee4 credits

~$1,278/yr in tracked credits

Bilt RewardsPoints

Bilt Palladium

$495 annual fee2 credits

~$600/yr in tracked credits

Citi ThankYouPoints

Citi Prestige — legacy

$495 annual fee3 credits

~$749/yr in tracked credits

Marriott BonvoyPoints

Ritz-Carlton Credit Card (Chase) — legacy

$450 annual fee3 credits

~$799/yr in tracked credits

US BankPoints

US Bank Altitude Reserve

$400 annual fee2 credits

~$355/yr in tracked credits

Capital OnePoints

Capital One Venture X

$395 annual fee4 credits

~$1,099/yr in tracked credits

Capital OneMiles

Capital One Venture X Business

$395 annual fee4 credits

~$1,249/yr in tracked credits

American ExpressPoints

Amex Business Gold

$375 annual fee6 credits

~$726/yr in tracked credits

DeltaMiles

Delta SkyMiles Platinum (Amex)

$350 annual fee4 credits

~$790/yr in tracked credits

DeltaMiles

Delta SkyMiles Platinum Business (Amex)

$350 annual fee2 credits

~$600/yr in tracked credits

American ExpressPoints

Amex Gold

$325 annual fee4 credits

~$424/yr in tracked credits

Marriott BonvoyPoints

Marriott Bonvoy Bevy

$250 annual fee2 credits

~$350/yr in tracked credits

UnitedMiles

United Quest

$250 annual fee3 credits

~$500/yr in tracked credits

AAdvantageMiles

Barclays AAdvantage Aviator Silver

$199 annual fee1 credit

~$200/yr in tracked credits

Southwest Rapid RewardsPoints

Southwest Rapid Rewards Performance Business (Chase)

$199 annual fee2 credits

~$216/yr in tracked credits

World of HyattPoints

World of Hyatt Business

$199 annual fee1 credit
Chase UltimateCash back

Chase Ink Business Premier

$195 annual fee
Hilton HonorsPoints

Hilton Honors Business (Amex)

$195 annual fee3 credits

~$489/yr in tracked credits

American ExpressPoints

Amex Green

$150 annual fee2 credits

~$309/yr in tracked credits

Capital OneCash back

Capital One Spark Cash Plus

$150 annual fee1 credit

~$150/yr in tracked credits

DeltaMiles

Delta SkyMiles Gold (Amex)

$150 annual fee3 credits

~$380/yr in tracked credits

DeltaMiles

Delta SkyMiles Gold Business (Amex)

$150 annual fee1 credit

~$200/yr in tracked credits

Hilton HonorsPoints

Hilton Honors Surpass

$150 annual fee1 credit

~$200/yr in tracked credits

Southwest Rapid RewardsMiles

Southwest Rapid Rewards Priority

$149 annual fee1 credit

~$75/yr in tracked credits

Marriott BonvoyPoints

Marriott Bonvoy Business

$125 annual fee2 credits

~$280/yr in tracked credits

AAdvantageMiles

Barclays AAdvantage Aviator Red

$99 annual fee1 credit

~$25/yr in tracked credits

JetBlue TrueBluePoints

Barclays JetBlue Business

$99 annual fee
IHG One RewardsPoints

Chase IHG One Rewards Premier

$99 annual fee1 credit

~$50/yr in tracked credits

AAdvantageMiles

Citi AAdvantage Business (CitiBusiness)

$99 annual fee1 credit

~$300/yr in tracked credits

AAdvantageMiles

Citi AAdvantage Platinum Select

$99 annual fee1 credit

~$25/yr in tracked credits

Hawaiian AirlinesMiles

Hawaiian Airlines World Elite (BofA)

$99 annual fee1 credit

~$100/yr in tracked credits

Hawaiian AirlinesMiles

Hawaiian Airlines World Elite Business (Barclays)

$99 annual fee
IHG One RewardsPoints

IHG One Rewards Premier Business (Chase)

$99 annual fee
JetBlue TrueBlueMiles

JetBlue Plus

$99 annual fee1 credit

~$100/yr in tracked credits

Southwest Rapid RewardsPoints

Southwest Rapid Rewards Premier (Chase)

$99 annual fee1 credit

~$80/yr in tracked credits

Southwest Rapid RewardsPoints

Southwest Rapid Rewards Premier Business (Chase)

$99 annual fee1 credit

~$80/yr in tracked credits

UnitedMiles

United Business (Chase)

$99 annual fee
Alaska Mileage PlanMiles

Alaska Airlines Visa (BofA)

$95 annual fee1 credit

~$250/yr in tracked credits

American ExpressCash back

Amex Blue Cash Preferred

$95 annual fee1 credit

~$84/yr in tracked credits

Bilt RewardsPoints

Bilt Obsidian

$95 annual fee1 credit

~$100/yr in tracked credits

Bank of AmericaPoints

BofA Premium Rewards

$95 annual fee1 credit

~$100/yr in tracked credits

AviosMiles

British Airways Visa Signature

$95 annual fee
Capital OneMiles

Capital One Spark Miles for Business

$95 annual fee
Capital OnePoints

Capital One Venture

$95 annual fee1 credit

~$30/yr in tracked credits

Air Canada AeroplanMiles

Chase Aeroplan

$95 annual fee2 credits
Chase UltimatePoints

Chase Ink Business Preferred

$95 annual fee1 credit
Chase UltimatePoints

Chase Sapphire Preferred

$95 annual fee2 credits

~$50/yr in tracked credits

Choice PrivilegesPoints

Choice Privileges Select Mastercard (Wells Fargo)

$95 annual fee1 credit

~$280/yr in tracked credits

Citi ThankYouPoints

Citi Strata Premier

$95 annual fee1 credit

~$100/yr in tracked credits

Marriott BonvoyPoints

Marriott Bonvoy (Amex)

$95 annual fee
Marriott BonvoyPoints

Marriott Bonvoy Boundless

$95 annual fee2 credits

~$280/yr in tracked credits

Marriott BonvoyPoints

Marriott Bonvoy Boundless

$95 annual fee2 credits

~$280/yr in tracked credits

UnitedMiles

United Explorer

$95 annual fee1 credit

~$50/yr in tracked credits

US BankPoints

US Bank Altitude Connect

$95 annual fee1 credit

~$30/yr in tracked credits

Wells FargoPoints

Wells Fargo Autograph Journey

$95 annual fee
World of HyattPoints

World of Hyatt Credit Card

$95 annual fee2 credits

~$200/yr in tracked credits

Wyndham RewardsPoints

Wyndham Rewards Earner Business (Barclays)

$95 annual fee1 credit

~$150/yr in tracked credits

Wyndham RewardsPoints

Wyndham Rewards Earner+ (Barclays)

$75 annual fee1 credit

~$80/yr in tracked credits

American ExpressPoints

Amex Blue Business Plus

$0 annual fee
American ExpressCash back

Amex Blue Cash Everyday

$0 annual fee2 credits

~$264/yr in tracked credits

ApplePoints

Apple Card

$0 annual fee
Bilt RewardsPoints

Bilt Blue

$0 annual fee
BiltPoints

Bilt Mastercard (legacy)

$0 annual fee1 credit

~$60/yr in tracked credits

Bank of AmericaPoints

BofA Customized Cash Rewards

$0 annual fee
Bank of AmericaPoints

BofA Travel Rewards

$0 annual fee
Capital OneCash back

Capital One Quicksilver

$0 annual fee
Capital OneCash back

Capital One Savor

$0 annual fee
Capital OneCash back

Capital One SavorOne

$0 annual fee
Capital OneMiles

Capital One VentureOne

$0 annual fee
AmazonPoints

Chase Amazon Visa

$0 annual fee
Chase UltimatePoints

Chase Freedom Flex

$0 annual fee
Chase UltimatePoints

Chase Freedom Unlimited

$0 annual fee
Chase UltimatePoints

Chase Ink Business Cash

$0 annual fee
Chase UltimatePoints

Chase Ink Business Unlimited

$0 annual fee
Citi ThankYouCash back

Citi Costco Anywhere Visa

$0 annual fee
Citi ThankYouPoints

Citi Custom Cash

$0 annual fee
Citi ThankYouPoints

Citi Double Cash

$0 annual fee
DiscoverCash back

Discover it Cash Back

$0 annual fee
DiscoverMiles

Discover it Miles

$0 annual fee
Hilton HonorsPoints

Hilton Honors American Express

$0 annual fee
IHG One RewardsPoints

IHG One Rewards Traveler (Chase)

$0 annual fee
US BankCash back

US Bank Cash+

$0 annual fee
US BankCash back

US Bank Smartly Visa Signature

$0 annual fee
Wells FargoCash back

Wells Fargo Active Cash

$0 annual fee
Wells FargoPoints

Wells Fargo Autograph

$0 annual fee
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