Primary pick
Chase Freedom Unlimited
Chase Ultimate
- Welcome bonus
- 20,000 pts
- Annual fee
- $0
after $500 spend in 3 months
Verified 2026-05-17
Nevada, USA · Family trip points
Best credit card for a family trip to Las Vegas
Cheap cash flights mean points are often not the best value here — but the Wyndham casino properties book cheaply on points if you want a Strip hotel free.
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The honest math (family of 4, 5 nights)
155,000
points total · cash equivalent $1,875 · 1.21¢ per point realized
Flights
80,000 pts
Southwest Rapid Rewards · 20,000/traveler RT
Hotel
75,000 pts
Wyndham Rewards · Wyndham Grand Desert (off-Strip) (Tier 1)
The two cards to earn for this trip
Vegas cash prices are low — Freedom Unlimited's 1.5% everywhere builds UR fastest, and Sapphire Preferred unlocks transfers. Worth running the cents-per-point math before burning points here.
Apply for Chase Freedom Unlimited
Pair with it
Chase Sapphire Preferred
Chase Ultimate
- Welcome bonus
- 75,000 pts
- Annual fee
- $95
after $5,000 spend in 3 months
FAQ
How many points does a family of 4 actually need for Las Vegas?
155,000 points total covers a family of 4 with 5 hotel nights at saver / off-peak pricing — 80,000 for flights (Southwest Rapid Rewards at 20,000/traveler round-trip) and 75,000 for the hotel (Wyndham Rewards at 15,000/night). Cash equivalent ≈ $1,875, which works out to about 1.21¢ per point.
Why these two cards specifically?
Vegas cash prices are low — Freedom Unlimited's 1.5% everywhere builds UR fastest, and Sapphire Preferred unlocks transfers. Worth running the cents-per-point math before burning points here.
What if I already have one of these cards?
If you already have one, look at whether you've actually earned that card's welcome bonus and the second-card pick still makes sense on its own. If both are already in your wallet, run the Las Vegas math in the Family Trip Calculator with your actual scenario — you may already be close to the point total without a new application.
Should I apply for both at once?
Generally no — space applications 60–90 days apart so each welcome bonus has a clean spend window and neither pulls double-counts against Chase's 5/24. The Family Trip Calculator's earning math assumes one welcome bonus at a time.