World of Hyatt Credit Card vs Marriott Bonvoy Boundless
Marriott Bonvoy Boundless edges World of Hyatt Credit Card on year-1 math ($80 more value at 1.8¢/pt).
Quick verdict
Marriott Bonvoy Boundless edges World of Hyatt Credit Card on year-1 math ($80 more value at 1.8¢/pt)
World of Hyatt Credit Card: $200 recurring credits + $0 welcome bonus − $95 AF = $105 net. Marriott Bonvoy Boundless: $280 recurring credits + $0 welcome bonus − $95 AF = $185 net. These are year-1 numbers (welcome bonus included) at a 1.8¢/pt rewards valuation. The /tools/annual-fee-breakeven calculator runs the year-2-onward math without the bonus.
Side-by-side specs
| World of Hyatt Credit Card | Marriott Bonvoy Boundless | |
|---|---|---|
| Annual fee | $95 | $95 |
| Welcome bonus | — | — |
| Welcome bonus value @ 1.8¢ | — | — |
| Free-night cert | Cat 1–4 Free Night (~$250) | Boundless FNA 35k (~$250) |
| Recurring credits / year | $200 | $280 |
| Year-1 net @ 1.8¢ | $105 | $185 |
Year-1 net assumes the welcome bonus values at 1.8¢/pt. For year-2-onward math, use the Annual Fee Break-even Calculator.
World of Hyatt Credit Card
2 recurring credits
- Cat 1-4 Anniversary Free Night Cert$200 · Annual
- Anniversary Tier-Qualifying Nights (5)$0 · Annual
Marriott Bonvoy Boundless
2 recurring credits
- Anniversary Free Night Cert (35k cap)$280 · Annual
- Anniversary Elite Nights (15)$0 · Annual
Pick World of Hyatt Credit Card if
you prefer the World of Hyatt ecosystem (World of Hyatt portal, World of Hyatt transfer partners, World of Hyatt elite status path).
Pick Marriott Bonvoy Boundless if
the recurring credits stack is richer ($280 vs $200).