Chase Ink Business Preferred vs Chase Ink Business Premier
Chase Ink Business Premier edges Chase Ink Business Preferred on year-1 math ($1,700 more value at 1.8¢/pt).
Quick verdict
Chase Ink Business Premier edges Chase Ink Business Preferred on year-1 math ($1,700 more value at 1.8¢/pt)
Chase Ink Business Preferred: $0 recurring credits + $0 welcome bonus − $95 AF = -$95 net. Chase Ink Business Premier: $0 recurring credits + $1,800 welcome bonus − $195 AF = $1,605 net. These are year-1 numbers (welcome bonus included) at a 1.8¢/pt rewards valuation. The /tools/annual-fee-breakeven calculator runs the year-2-onward math without the bonus.
Side-by-side specs
| Chase Ink Business Preferred | Chase Ink Business Premier | |
|---|---|---|
| Annual fee | $95 | $195 |
| Welcome bonus | — | 100,000 pts after $10,000 in 3mo |
| Welcome bonus value @ 1.8¢ | — | $1,800 |
| Free-night cert | — | — |
| Recurring credits / year | $0 | $0 |
| Year-1 net @ 1.8¢ | -$95 | $1,605 |
Year-1 net assumes the welcome bonus values at 1.8¢/pt. For year-2-onward math, use the Annual Fee Break-even Calculator.
Chase Ink Business Preferred
1 recurring credit
- Cell Phone Protection (deductible coverage)$0 · Monthly
Chase Ink Business Premier
0 recurring credits
No recurring credits listed in our catalog for this card.
Pick Chase Ink Business Preferred if
the AF is meaningfully lower ($95 vs $195).
Pick Chase Ink Business Premier if
the welcome bonus pays more at 1.8¢/pt ($1,800 vs $0).