Citi Custom Cash vs Citi Double Cash
Citi Custom Cash and Citi Double Cash are roughly even on year-1 math at 1.8¢/pt.
Quick verdict
Citi Custom Cash and Citi Double Cash are roughly even on year-1 math at 1.8¢/pt
Citi Custom Cash: $0 recurring credits + $360 welcome bonus − $0 AF = $360 net. Citi Double Cash: $0 recurring credits + $360 welcome bonus − $0 AF = $360 net. These are year-1 numbers (welcome bonus included) at a 1.8¢/pt rewards valuation. The /tools/annual-fee-breakeven calculator runs the year-2-onward math without the bonus.
Side-by-side specs
| Citi Custom Cash | Citi Double Cash | |
|---|---|---|
| Annual fee | $0 | $0 |
| Welcome bonus | 20,000 pts after $1,500 in 6mo | 20,000 pts after $1,500 in 6mo |
| Welcome bonus value @ 1.8¢ | $360 | $360 |
| Free-night cert | — | — |
| Recurring credits / year | $0 | $0 |
| Year-1 net @ 1.8¢ | $360 | $360 |
Year-1 net assumes the welcome bonus values at 1.8¢/pt. For year-2-onward math, use the Annual Fee Break-even Calculator.
Citi Custom Cash
0 recurring credits
No recurring credits listed in our catalog for this card.
Citi Double Cash
0 recurring credits
No recurring credits listed in our catalog for this card.
Pick Citi Custom Cash if
you prefer the Citi ThankYou ecosystem (Citi ThankYou portal, Citi ThankYou transfer partners, Citi ThankYou elite status path).
Pick Citi Double Cash if
you prefer the Citi ThankYou ecosystem (Citi ThankYou portal, Citi ThankYou transfer partners, Citi ThankYou elite status path).